You need a roof replacement—these are the words that homeowners dread to hear. While a roof replacement can give your home an instant facelift and protect your valuables more effectively, it also means more expenses. And we’re not just talking about a $100 expense. Roof replacement may be as expensive as $30,000!

Because of this, homeowners try to put off replacing their roof as much as possible. But if the roof over your head is not getting the job done, getting a new roof is an important step to take to secure your family and belongings.

If a Roof Replacement catches you off guard and you don’t have the money to cover it, you would need to find ways on how to finance it. Do roofers finance? That’s the biggest question we will answer in this article.

So, Do Roofers Finance?

Yes, many of them do.

These days, it is crucial that you save money for rainy days. Sadly, not everyone has the luxury to do that.

Roofing companies know and understand your plight. Because of this, some roofing companies partner with financial institutions and banks in providing financing options to their clients. At times, if the company has enough money, they will even offer the loan themselves.

At Best Roofing Company, we have partnered with Hearth Financing to make paying for your roofing project as easy as possible.

Benefits of Working with Roofers Who Provide Financing Options

You may be wondering what benefits you may enjoy if you work with roofers who offer financing options instead of taking a loan from the bank. This trend has risen in popularity for all the right reasons, and these include:

Fast and easy

This is probably the best benefit you can get from working with a roofer with financing options. If you take out a loan from a bank, you will have to wait for days to weeks to have your loan approved. If your roof is severely damaged, you don’t have the luxury of time to wait for the bank’s approval.

With a roofer, all that you need to do is apply online or in their office, and their customer service representative will be in touch with you immediately.

Better deal

You may think that getting a financial loan from your roofer will be a lot more expensive than taking a loan from the bank. That is not true. You may even enjoy a better deal if you get a financing plan from a roofer instead of a financial institution.

Why is this so?

You should understand the fact that this establishment has good connections and relationships with the banks because of volume lending. As a result, they have access to special interest rates that banks and other institutions offer.

To get more clients, the companies usually pass these benefits along to their clients so they can enjoy a better deal.

Fixed monthly rates

Another great thing about working with roofers who have financing options is that you don’t have to worry about the interest rates increasing.

Since the companies have a good working relationship with banks, they are capable of offering fixed interest rates. Because of this, your monthly payments will remain the same regardless of what happens in the market.

No hidden fees

Hidden fees are a borrower’s nightmare. If you work with a reputable and honest Roofing Contractor, they will be transparent and honest when it comes to their fees. This means that you will not be surprised by any hidden fees.

You will only have to pay for the agreed-upon amount and nothing else.

Easy-to-understand language

When you get a loan from the bank, the contract will be bombarded with terms that may be too difficult for you to understand. When you work with a roofer with financing options, the terms that they will use are easier to understand. The contract that you will have with them will be written using the simplest terms possible.

More than that, these companies will work closely with you. If there is a part in the contract or the plan that you don’t understand, their staff will sit down with you and address any issues you may encounter during the project.

Get Your Roof Replacement Financed

Do roofers finance?

Yes.

If you are in dire need of roof replacement but don’t have the money to finance such a significant expense, the best thing that you can do is to work with roofing experts who offer financing options in partnership with banks and other credit agencies.

Get in touch with Best Roofing Company today to get qualified for financing fast.